WEALTH INSIGHTS

PUBLICATIONS

WEALTH INSIGHTS

We regularly share our insights online, spanning wealth planning resources and educational content, from financial planning milestones to generational wealth. We also share our thoughts on the macroeconomy and our personal interests.

Beyond that, we publish our commentaries on a quarterly basis, in which we share our perspective on the state of the financial markets and our thoughts on investing.

QUICK REFERENCE: 2026 KEY FINANCIAL NUMBERS

18 may 2026 - alina carlson

 

There's a lot to keep track of when it comes to personal finances, and the IRS doesn't make it any easier by changing the numbers every year. We’ve put together our Quick Reference with the key 2026 figures in one place, from retirement contributions to gifting limits to tax brackets and more.

 
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Preserving Wealth, Transferring Wealth Eivind Holum Preserving Wealth, Transferring Wealth Eivind Holum

CASH BALANCE PLAN

20 August 2025 by John Raggio

 

At Cannell & Spears, most of our clients share the same big goals—grow their wealth, minimize taxes, and invest wisely for retirement. One of the most effective tools we use to help them get there is the cash balance plan. These plans are widely used by successful small business owners, professional practices, and high-income earners who want to accelerate retirement savings and manage their tax burden.

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ROTH IRAs: TO DO OR NOT TO DO

16 Oct 2024 by Alina Carlson, CERTIFIED FINANCIAL PLANNER®

 

While speaking to many of our clients, I've found Roth IRAs have been somewhat of an enigma. What's not often discussed are the potential ways in which a Roth IRA can be used as a tool for yours/your children's long term financial success. Depending on multiple factors, you may be able to lessen your overall tax burden and contribute more tax-friendly dollars.

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INHERITED IRA 2024s: THE PROS, CONS & CONSIDERATIONS

28 March 2024 by Will Herrman & Alina Carlson

 

We dived deeper into the topic of Inherited or Beneficiary IRA's with our very own: ⁠Will Herrman⁠ & ⁠Alina Miska Carlson, CFP®⁠. We go over some of the changes in the Secure Act since 2019, potential advantages, items to verify and key considerations. Please note, this topic is particularly sensitive to individual circumstances, so please consult your advisory team accordingly.

Listen on Spotify or Apple Podcasts

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Preserving Wealth, Transferring Wealth Eivind Holum Preserving Wealth, Transferring Wealth Eivind Holum

PERSONAL FINANCE: IRA “CHEAT SHEET”

13 February 2024 by Will Herrman & Alina Carlson

 

Given the evolving nature of IRA regulations, we’ve created our own “cheat sheet” on things to remember. As always, each of these will depend on individual circumstances, so please consult your advisory team accordingly. 

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